Co-Pay Programs for HIV

These programs offer assistance to people with private health insurance for the co-payments required to obtain HIV drugs at the pharmacy. Some companies offer co-pay assistance for all of their drugs, including non-HIV drugs.

Co-payment programs are for individuals with private insurance.  These programs cannot be used for individuals with Medicare, Medicaid, Medicare Part D, or any other federal or state-funded healthcare benefit program.   Individuals enrolled in a qualified health plan offered through a state or federally administered Marketplace or Exchange (Affordable Care Act) are eligible to receive co-pay program benefits provided they meet the eligibility criteria for the applicable co-pay coupon program

Some companies have made donations to the Patient Access Network (PAN) which has an HIV co-pay program.  PAN will cover up to $4,000.00 in co-pay as well as other out of pocket prescription costs such as deductibles and co-insurance.  Contact PAN for more information at or 866-316-7263.

For more comprehensive information on HIV co-pay assistance programs, click here for the HIV PAP and CAP Resource Guide.